ISSN : 3049-1754 (PRINT) ISSN : 3048-8966 (ONLINE)
INTERNATIONAL FINANCIAL LITERACY AND INCLUSIVE FINANCE MODELS FOR SMART CITY DEVELOPMENT: LESSONS AND APPLICATIONS
Ms. Divya J, Dr. Sushin M
Affiliations:
Research Scholar, Christ (Deemed To Be University), Bengaluru
Assistant Professor, Christ (Deemed To Be University), Bengaluru
Abstract:
This study explores the diverse models of financial literacy promotion at both national and international levels, aiming to identify best practices and strategies that can be adapted for Smart City development. By conducting a comprehensive comparative analysis, the research examines the effectiveness of various financial literacy initiatives across different countries. The study highlights the critical components and innovative approaches that contribute to the success of these programs. Furthermore, the study delves into the lessons learned from successful international models of financial literacy promotion and inclusive finance, identifying key elements that can be integrated into the Smart City framework. Through data-driven insights, the research provides actionable recommendations for policymakers and stakeholders to enhance financial literacy and inclusion within Smart Cities, ensuring that technological advancements are leveraged to promote financial well-being and economic growth. The findings aim to bridge the gap between theoretical models and practical applications, fostering an environment where financial literacy initiatives can thrive in the context of urban innovation and development.
Keywords:
Financial Literacy, Smart Cities, Comparative Analysis, Inclusive Finance, Policy Recommendations, Internation finance models.
Publishing Chronology:
Received - 24/03/2025
Revised - 26/07/2025
Accepted - 30/07/2025
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